Swinto 1.4.2

Receive your salary, exchange currencies with real-time rates — all of that at no cost. Together with our local partners, we also offer cash withdrawals and deposits.

At the core, Swinto is architected as an ecosystem that enables a variety of opportunities for all participants. The platform offers modern, user-friendly, free of charge and instant financial methods, thus bridging the gap between Kosovo and the diaspora.

Among many features that are approachable to anyone, here's what to expect from us that makes your way of managing money easier:

• No base fees: we do not charge for any transfer made, make easy payments effortlessly from your phone, instant and free.
• Pay and request payments: make payments hassle-free to your Swinto friends and relatives, also receive payments with ease, whenever and wherever.
• Get updated of your spendings with instant notifications every time you pay for something.
• Convert money like a local: keep up with real-time rates in different currencies, do this anytime by having a smooth experience.
• Scan easily: conduct payments and get paid within seconds, providing the ability to shop effortlessly while paying via QR codes by simply scanning away, both at retail stores and online.
• Cash withdrawals — anytime, anywhere: withdraw money and cash up right away within Swinto network, consisting of business partners engaged in different activities in the retail industry.
• Smart ways to set your upcoming payments in one place: manage your subscriptions and have peace of mind; easily track and cancel anytime!

Businesses will benefit from the opportunity to control their business finances with the ability to self-serve — on the go.

Run your business from afar: run the core of your business without spending money on POS hardware. Pay salaries, inventories, and other business expenses; transfer money to suppliers in various currencies such as Euro, US Dollar, Swiss Francs, or British Pounds with no hidden fees. Additionally, request money from customers, partners, or vendors to better manage receivable accounts.

Integrate with your ERP for a seamless payment experience: offering API-based integration between Swinto and business ERP software in order to offer QR payments both in retail stores and online.

Feel safe and secure: accept payments safely and securely with best-in-class data protection.